6745

| Factor | State-Regulated Apps | Offshore Sportsbooks |

| Oversight | Licensed and audited by a state gaming commission | Licensed abroad; no US state oversight |
| Availability | Only inside states that regulate online betting, enforced by geolocation | Accept players from most states; eligibility varies by operator |
| Standard line pricing | -110 on spreads and totals is common, with wider margins on props and parlays | -110 is common; some offer reduced juice (around -105) on select markets |
| Betting limits | Vary by operator; winning bettors often report stake restrictions | Some advertise higher limits; offshore bookmakers can also limit accounts |
| Account limiting | Common for sharp or winning bettors | Also happens; policies are less transparent and harder to appeal |
| Tax forms | W-2G issued when IRS thresholds are met | Generally no W-2G; winnings remain taxable |
| Sign-up | SSN, identity checks and geolocation up front | Often email-based sign-up; KYC usually triggered at withdrawal |
| International markets | Market menus approved by each state | Often broader international and niche markets |
| Dispute resolution | Complaint route through the state regulator | Limited to the operator and its foreign licensing body |
| Self-exclusion | State registers enforced | Operator-level tools only; state registers don't apply |
| Banking | Cards, bank transfer, e-wallets; crypto rare | Crypto central; cards often declined; wires and person-to-person transfers |